Solar financing · Zoho partner in the USA · Los Angeles
Solar financing software for loans, leases and PPAs, with every milestone payment in view
Approvals, stips, contracts and the M1, M2 and M3 draws sit on the job your sales and install teams already use.
Led from Glendale, Elite Tech Global holds Zoho Advanced Partner status. Our Zoho builds serve US installers selling financed systems and the lease and PPA providers funding installer networks.
Advanced PartnerCertified Zoho consultants
01Financed solar, in one sentence
What should solar financing software actually do?
For every financed job it should show the product chosen, the conditions still open, the next milestone and how much money has arrived. The credit decision stays in the financier’s platform; Zoho holds everything around it, so sales, permits, crews and accounting read one funding status.
- Who it is for
- Installers and sales companies selling loans, leases or PPAs, and lease or PPA providers funding installer partners.
- Records we set up
- Approval and expiry date, stips, contracts, milestone packages, funds expected and received, servicing cases.
- Zoho apps involved
- Outside Zoho
- Underwriting, rates, dealer fees and the financier’s own loan or lease documents.
02Heard on funding calls
Where do financed solar deals lose time and money?
In the gaps between teams: a stip nobody owned, a missing photo, an unmatched deposit. Tap a card to see what fills each gap.
03One financed job, seven stamps
How does a financed solar job get from approval to final funding?
In seven checkpoints, and the job only moves on when the one before it is stamped. Scroll and the funding card collects its next stamp, with the step and the Zoho apps behind it beside the card.
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Step 1Credit approval
The financier approves the customer
The application runs in the financier’s platform. Zoho CRM stores what comes back: product, approved amount, expiry date and conditions, on the deal the rep already works.
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Step 2Contracts signed
Finance contract and install agreement are signed
Your install agreement goes out through Zoho Sign; the financier’s contract is signed in its platform. Both files, their dates and the cancel-by date land on the job.
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Step 3Stipulations
Every stip gets an owner and gets cleared
Welcome call, proof of ownership, a utility bill: each is a Zoho Creator checklist line with a name and due date. The crew calendar stays locked until the last one turns green.
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Step 4Notice to proceed
Design approved, NTP issued, M1 requested
Once the financier accepts the design and survey, the job records the notice to proceed. The M1 package is built from files already on the job, and Zoho Books logs the amount expected.
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Step 5Installation complete
The crew finishes and M2 goes in
On the roof, the crew lead works through a Zoho FSM checklist: array photos, serials, the customer’s completion signature. Those files fill the M2 package with nothing retyped.
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Step 6Permission to operate
Inspection passed, PTO letter in, M3 released
The inspection result and PTO letter are attached, monitoring is confirmed online, and the last package goes out. The deposit is matched to M3 and the job shows fully funded.
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Step 7Servicing
The contract moves into servicing
Questions about production, payments or a home sale open a Zoho Desk ticket on the contract. Companies holding their own leases or PPAs can invoice monthly in Zoho Billing.
Flow
BillingSample job. Milestone counts, triggers and required documents differ between financiers; we copy each one’s current rules into its template. Skip to the apps
04The funding desk, app by app
Which Zoho apps run a solar financing desk?
Zoho CRM holds the deal, Zoho Creator the funding rules and Zoho Books the money; the others feed those three. Most teams start with four or five and add the rest later.
- Zoho CRMThe deal with its product, approval, expiry date and financier, visible to the rep until funding.
- Zoho CreatorFinancier templates, stip checklists, milestone packages and, for funders, an installer upload portal.
- Zoho BooksFunds expected per milestone, deposits matched, and what each financier still owes.
- Zoho SignInstall agreements, change orders and completion certificates, filed on the job.
- Zoho WorkDriveA folder per job for IDs, bills, plan sets and photos, with limited access.
Zoho FSMSurvey and install checklists that collect each package’s photos and serials.- Zoho AnalyticsFunds outstanding by financier and age, approvals about to expire, rejected packages by reason.
- Zoho DeskPost-PTO questions about production, billing or a home sale.
05Milestone planner
What does each funding milestone need for your deals?
Pick the product, your side of the deal and the draw split. The planner lists the trigger, documents and checks we would build into each milestone. It is a sample; your financiers’ current rules decide the real list.
Sample plan
A loan, three draws, installer side.
Apps behind this plan
06Before you build anything
Are your financiers’ portals enough, or do you need a funding hub?
With one financier and few jobs, its portal and a shared sheet can be enough, and we will say so. A hub pays off once several financiers, crews and accounting touch the same jobs. Rate what matters to you.
- Seeing every financed job in one list, whoever funds it
- Getting started this month with nothing to set up
- Holding installs until every stip is cleared
- Working with a single financier for the foreseeable future
- Knowing which deposit paid which milestone
- Serving lease and PPA customers after PTO from your own records
07Credits, tariffs and disclosures
What does the software track, and what stays with your team?
Zoho tracks the paperwork: dates, files, application numbers and who handled each piece. Lending rules, tariffs and tax questions stay with your financier, counsel and tax advisor.
Credit decisions and lending disclosures
Zoho keepsThe decision status, the expiry date, the conditions and a copy of what the customer was given.
Stays withThe financier, which decides, prices and discloses.
Tax credit paperwork on financed systems
Zoho keepsWho owns the system on paper, contract and placed-in-service dates, equipment records.
Stays withYour tax advisor and the financier, for whether and to whom a credit applies.
Net billing and interconnection files
Zoho keepsThe utility application number, meter date and PTO letter, which also unlock the last draw.
Stays withThe utility and your interconnection lead.
Battery incentive applications
Zoho keepsReservation and claim dates, submitted files and reminders before each deadline.
Stays withYour incentive lead, for eligibility and the filing.
Not legal, lending or tax advice. If your counsel wants a field or approval step, it goes into the BRD.
08Zoho list prices
How much would Zoho licences cost a solar funding desk?
A six-person funding desk on the apps in this sample comes to about $356 a month billed yearly. Zoho One for six employees is $222 a month, but only when every employee on payroll, crews included, gets a licence.
Zoho’s official US list prices, yearly billing, sales tax extra. Zoho One without the all-employee rule is $90 per user a month. The templates and the books link are our work, priced once in the BRD you sign.
Licence statementFunding desk of 6 · yearly billingSample
| Zoho app and plan | Unit price | Desk of 6 |
|---|---|---|
| Zoho CRM Professional | $23 / user | $138 |
| Zoho Creator Professional | $20 / user | $120 |
| Zoho Sign Standard, 2 senders | $10 / user | $20 |
| Zoho WorkDrive Starter | $2.50 / user | $15 |
| Zoho Books Standard | $15 / org | $15 |
| Zoho Analytics Standard | $48 / 5 users | $48 |
| Only the apps above | $356 / mo | |
| Zoho One, all six employees | $37 / employee | $222 / mo |
Monthly billing: CRM $35, Creator $30, Sign $12, Analytics $60. Zoho Desk Standard adds $14 per agent for servicing.
09Three scopes
Solar financing packages, by how many financiers you juggle
Scope grows with your number of financiers and your side of the deal. Each package builds on the one before.
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Installers with one or two financiers
Funding Tracker
- Finance fields and approval expiry on the CRM deal
- Stip checklist with owners and uploads
- M1 to M3 packages and an install hold
Every financier template we build is listed in the BRD, next to a single agreed fee.
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Often the first scope
Sales companies with several financiers
Multi-Financier Desk
- Everything in Funding Tracker
- A template per financier for draws and documents
- Expected funds and deposit matching in Zoho Books
- Dashboards for funds outstanding and expiring approvals
Priced once, in writing, with the books link and every dashboard named in the BRD.
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Lease and PPA providers, lenders
Partner Network
- Everything in Multi-Financier Desk
- Installer partner portal in Zoho Creator
- Package review and funding release steps
- Servicing desk and, if you bill, Zoho Billing
A fixed amount per phase in the BRD, with the partner portal dated as its own go-live.
10Before the first template
How does a solar financing project with us begin?
With a call and one funded job traced end to end. Only that first call is free; a provider with many installer partners may need paid scoping, priced before it starts.
See the full project track →- 130-minute discovery call
Products, financiers, job volume and where funding stalls.
- 2Trace one funded job
One recent job, approval to last deposit, every hand-off marked.
- 3Financier rule sheet
Draws, triggers and documents for each financier, checked against their current guides.
- 4Signed BRD
Templates, integrations, the fixed price and a dated schedule, signed by your owner and funding lead.
11Funding teams ask
Solar financing on Zoho: common questions
Portals, stips, draws, servicing and cost. Bring a job that took too long to fund.
Can Zoho connect to our solar financier’s portal?
Where a financier offers an API or webhooks, Zoho Flow or a custom function brings approvals and funding notices onto the deal. Where it offers neither, your team updates a status and uploads the file, and every later step works the same.
Does Zoho approve customers or price solar loans?
No. Underwriting, rates, dealer fees and lending disclosures stay with the financier. Zoho records the outcome (product, amount, expiry date, conditions) so the rest of your company can act on it.
Can each financier have its own milestone rules?
Yes. Each financier gets a Zoho Creator template with its draws, triggers and accepted documents. A job follows its financier’s template, and editing a template updates every open job using it.
How do we see which funds each financier still owes us?
Each milestone posts in Zoho Books as money expected from that financier and is matched when the deposit lands. A Zoho Analytics dashboard lists what is outstanding by financier and age.
Can our installer partners upload milestone packages to us?
Yes. We build a Zoho Creator portal where each installer sees only its own jobs, uploads files against each stip or milestone and sees what is missing before your team releases funds.
Does it handle lease and PPA customers after PTO?
Yes. Zoho Desk tickets link to the system and contract, including transfer requests when a home is sold. If you bill customers yourself, Zoho Billing runs the monthly invoices; if the financier bills, Zoho keeps the contract details.
Will Zoho track tax credit paperwork for financed systems?
It tracks the paperwork: system ownership on paper, contract and placed-in-service dates, and equipment records. Whether a credit applies, and who may claim it, is a question for your tax advisor and the financier.
What does a solar financing setup with you cost?
Zoho bills licences directly, for example Zoho CRM Professional at $23 and Zoho Creator Professional at $20 per user a month on yearly billing. We charge for the build once, as a figure agreed in the BRD you sign after the financier list and templates are settled. The first call is free.
12Let’s talk
Tell us what you’re building. We’ll map the fix.
Book a 30-minute discovery call with Elite Tech Global. We review your Zoho, AWS, Shopify or WordPress setup, show where AI agents can save time, and agree the next step. If we work together, every requirement and a fixed price go into a signed BRD before the build starts.
Real people, one team. Led by co-founders Ikramul Karim and Khris Kakosimidi, and a 40+ member team across Zoho, AWS and AI.
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